Somewhere out there, there’s a mortgage with your name on it

With literally thousands of mortgage providers each offering a range of options, borrowers can feel they’re stuck between a rock and a hard place. In other words, too much choice can be no choice at all. But contrary to appearances, not all mortgages are equal. Certain lenders tend to favour certain types of borrowers. For borrowers, that can be problematical. Assuming you don’t fall at the first hurdle, you might waste a lot of time and expend a lot of effort -only to discover that you don’t fit a lender’s criteria. Worse still, the lender might take you on but charge you more for the privilege of doing so. Quite simply, you can avoid those problems by talking to our mortgage specialists.


Track Record

In the last 22 years, our mortgage team has arranged mortgages for literally thousands of home buyers. As independent and regulated financial advisors—and because we are not tied to any mortgage provider—we are free to select mortgage products from the entire market. Knowing your circumstances, resources and needs, and using our research tools and expertise, we are able to identify the very best mortgage options for you quickly and efficiently.

About our mortgage service

Before we start looking for your mortgage, we’ll go through some preliminaries with you. Knowing your income and your overall financial situation and circumstances, we’ll give you an idea of how much you expect to borrow. We’ll also tell you what your monthly mortgage repayment is likely to be. With that information and with your permission, we will start the search for your mortgage. Once that work is completed, we’ll discuss the options with you and then make our final recommendation. If you accept our advice and decide to proceed, we will handle the mortgage application process for you—from start to finish. And we’ll keep you in the picture at all times.

Like homeowners, mortgages move with the times

Mortgage deals come and go. Because of that, and subject to our service agreement, once we’ve found your mortgage, that’s not the end of the matter. If for example, you have entered into a fixed term/fixed cost mortgage, we will consider what alternatives you have when the arrangement comes to an end. This may mean staying with your existing lender, or we may judge that they are no longer your best option. In any event, we will always endeavour to find the best deal available to you.

We can help with every type of mortgage

  • Capital and interest
  • Interest-only
  • Equity Release
  • Buy to let
  • Fixed Rate
  • Standard Variable Rate
  • Capped Rate
  • Discounted Rate
  • Cashback
  • Remortgaging
  • Subprime
  • Offset

Your home may be repossessed if you do not keep up repayments on your mortgage.